How to Delete PayTm Transaction History Permanently?

How to delete Paytm history? : Hello people, If you are looking for a way to clear or delete your Paytm transaction history, then you landed at the right place. Today, in this article I will be guiding you on How to delete Paytm history? or you can say How to clear or delete your Paytm transaction history?

What is Paytm?

Before moving on How to delete Paytm history? Lets know a bit about Paytm app…

Paytm is a mobile payment and commerce platform. It was launched in 2010 by One97 Communications Limited (formerly known as Paytm Group) and operates in India and Indonesia. The company operates under the name of Paytm Payments Bank Limited. In 2017, it launched its digital payments bank service. The bank offers banking services to individuals, businesses, non-banking financial companies (NBFCs), wealth managers, asset management firms and small merchants.

How to check Paytm Transaction History?

Paytm Payments Bank perform its functions just like other offline banks like SBI, ICICI, HDFC Bank, etc. Therefore, whenever you perform a transaction, the details of the transaction gets stored in the passbook section of the Paytm app.

Here is the step by step guide to check your Paytm transaction history:

  • Open Paytm app on your mobile phone.
  • Tap on Balance and History (Passbook) section on the homepage of the app.
  • If you are looking for Paytm Wallet’s transaction history, then tap on Wallet else tap on Paytm Payments Bank.
  • Here you will be able to see all your transactions be it related to credit or debit.

Now, Since you have already learnt about how to access the paytm transaction history, let’s move on to deleting Paytm transaction history…

Is it possible Delete Paytm History?

The history of all your transactions on the Paytm app gets collected in the passbook section of the app. Now there might be instances when you want to hide the paytm transaction history because of any reason or in simple words, you might want to just delete the transaction history from the Paytm app.

To be very frank, there is no direct way to delete the paytm transaction history permanently from the paytm app. The reason behind it is that Paytm Payment Banks works just like any other Bank and therefore it has to maintain the transaction records as per the guidelines of Reserve Bank of India and Government of India.

Also, there are a few reasons why you are unable to delete Paytm history from the passbook of your Paytm app.

  • First, Paytm require you to keep your transaction history in order to comply with government regulations.
  • Second, Paymt may use this information to help protect you if there is ever a problem with your account.
  • Third, Paytm may use this information to provide better customer service.
  • Fourthly, the records of the transactions is required to be kept by the Paytm app to monitor irregular and illegal activities taking place from the accounts of customer.

If you still like to delete your Paytm transaction history, you will need to contact the Paytm directly and ask them to do it for you. However, this kinda deletion is done only in exceptional case and that too after proper verification. So, I am laying down the steps through which you can contact the Paytm customer care department and get your paytm hisotry deleted…

How to delete Paytm transaction history permanently from Paytm app:

To contact and get your paytm history deleted by the customer help department follow the below mentioned steps…

  1. Begin by logging in to your Paytm account.
  2. Click on your profile symbol at the top of the page.
  3. Tap on the 24*7 Help and Support option.
  4. Select the transaction which you want to be deleted from the paytm transaction’s history.
  5. After selecting the transaction, it will ask you to describe your problem from the various listed reasons. (You can select any of the given option).
  6. Now here comes the most important part of the whole process. Tap on Message Us button and state your reason as in why you want the transaction history to be deleted from your paytm account. (Try to make it as descriptive and reasonable as you can)
  7. That’s it. All you have to do now is wait for the reply from the paytm officials which you usually receives within 24 to 48 hours of submitting your request to delete paytm history. In most of the cases, they delete the paytm history from the app.

Well, this procedure completely depends upon how convincing your reason was while asking them to delete paytm transaction history.

How to delete Paytm Account?

Well deleting paytm transaction history is not under your control. However, you can easily delete or deactivate your Paytm account withtin few seconds. Here are the steps that needs to be followed to delete your Paytm Account…

  • Login to your Paytm app with your registered mobile number or email id.

  • Go to the home screen and click on the top left corner.

  • Now, go to 24×7 help.

  • After that, go to profile settings.

  • Choose the option to close/ delete the Paytm account.

You might want to check: How to delete PhonePe History Permanently? 

Final Words

In short, there is no shortcut or direct way to delete paytm transaction history permanently. However, you can always contact the help and support department through paytm app and state genuine and convincing reason to get the paytm history deleted permanently from the paytm app.

I hope I was able to help you through this article on How to delete Paytm history permanently from Paytm app. However, if you are still left with some doubts or have any other related query, Feel free to comment down in the comment box. I will try to reply all the queries as soon as possible..

Also, if you find the article helpful, Please do share it with your friends and family… 

Thanks and Keep Visiting for more such content… 

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